Non-Trucking Liability Insurance

Non-Trucking Liability (NTL) insurance provides coverage in case a trucker causes an accident while using the trucking vehicle for non-business or personal use other than transporting goods or merchandise. Non-Trucking Liability coverage does not apply when pulling a loaded trailer, operating on behalf of a motor carrier / leasing company, or using a vehicle for any revenue generating purpose. These types of activities are covered by primary liability coverage. If a motor carrier provides primary liability coverage, their coverage will not apply when the trucker is not under dispatch.

Non-Trucking provides protection for:

1.       The owner-operator for liability when driving the tractor and/or trailer while not in the business of trucking;

2.       The motor carrier from liability when a permanently leased contract driver is not under dispatch.


Disclaimer: The above coverage description is a summary for general reference only and does not guarantee coverage to anyone. This information does not create insurance coverage and is for informational purposes only, and it should not be relied upon by any person or entity as evidence of the existence of insurance coverage. The general coverage descriptions above are abbreviated. You will need to refer to the actual insurance policy for all specific coverages, coverage amounts, terms, conditions, limitations and exclusions. If there is any conflict between the information provided and the actual insurance policy, the policy provisions will prevail. To obtain a complete quote, please contact the National Truckers Insurance Services Group, Inc. (NTISG)