Non-Trucking Liability Insurance
Non-Trucking Liability (NTL) insurance provides a permanently leased owner operator/independent contractor with a limited form of liability protection. Specifically, it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-Trucking Liability insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company, or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities fall under the primary liability / auto liability insurance provided by a trucking company. If an owner operator does not have NTL and is involved in an accident while not in the business of trucking, the leasing company will become primarily liable.
Non-Trucking provides protection for:
- The owner-operator, for liability when driving the tractor while not in the business of trucking;
- The motor carrier, from liability for an uninsured driver.
The above information is not intended to be a complete representation of the products and programs described herein. Please contact NTISG for more information. Program provided by NonTrucking.com